Privacy policy

Last updated: 11 November 2026

What we collect

• Contact details: your phone number and the name you give us.
• Identity details: your BVN and home address, which we use to verify who you are.
• Account activity: your savings balances, deposits, loans and other transactions.
• Device details: the devices signed in to your account, so you can see and manage them.

How we use it

• To create and secure your account, including sending one-time codes by SMS.
• To verify your identity and keep records the cooperative is required to keep.
• To show you your savings and transaction history and to process loans and deals.
• To contact you about your account.

Who we share it with

We only share your information with service providers who help us run the cooperative (such as SMS and payment providers), or when the law requires it.

How long we keep it

We keep your information for as long as it is needed to support the cooperative's audits.

Your rights

Under the Nigeria Data Protection Act you may ask to see, correct or delete your personal information, subject to records we must keep by law. To make a request, visit us or email [email protected].

Contact

Goodluck Cooperative, Goodluck Coop Plaza, by Army check point, along SCC road, Bwari, Abuja.